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John Incandela
PBSO
John Incandela

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How do illegal immigrants afford 500k homes in Southern California ...
Dec 2, 2011 . The fact that most illegal residents in California are of Hispanic origin . to explain why such families can afford California while others cannot.
http://www.city-data.com/forum/california/1438585-how-do-illegal-immigrants-afford-500k-4.html

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Mortgage servicer - Wikipedia, the free encyclopedia
. military families with members on active duty on their mortgages. . from illegal mortgage overcharges and . Sachs Group Inc.'s Litton Loans.
http://en.wikipedia.org/wiki/Mortgage_servicer

The Condo Consultant »

Day loan pay washington - The Spill Movie Community
Mar 16, 2012 . Click on image to fill form and Get your Loan Right Now! Payday . payday loan online mortgage companies . are pay day loans illegal . federal family education loan ffel program . account loan payday savings instant ca .
http://my.spill.com/profiles/blogs/day-loan-pay-washington

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From Staff Reports

The Illegal Foreclosure Attempt on my Family – Chase Home ...
ChaseHomeFinanceSux-DBA-ChaseManhattanMortgageCorpSux Chase . Chase Home Finance's attempt at foreclosure on my family home was illegal. . Chase Home Finance, LLC was strictly the servicer of my loan and had no right to .
http://chasehomefinancesux.com/?p=265

Attorney General Brown Shuts Down Mortgage Scam Artists
Mar 18, 2008 . LOS ANGELES-California Attorney General Edmund G. Brown Jr. today shut down . into illegal and unconscionable loans," Attorney General Brown said. . run by Eric Pony and his family, included psychological pressure, .
http://oag.ca.gov/news/press_release?id=1533

Home Loans for Illegal Immigrants 1/12/06 | abc30.com
Jan 12, 2006 . Home Loans for Illegal Immigrants. . KFSN-TV Fresno, CA . it's become more difficult for many Valley families to qualify for a home loan.
http://abclocal.go.com/kfsn/story?section=local&id=3649553

Eliminate Your Mortgage
March 26, 2011 USA families are out on the streets or living with other family . These loans are illegal, but many loan officers and mortgage lenders didn't care.
http://www.squidoo.com/eliminate-your-mortgage

CashCall Mortgage - Disclosures
Loans will be made pursuant to Department of Corporations California . mortgage on an owner-occupied, single-family residence; loan-to-value ratio of 75%; . It is illegal to discriminate against any person because of race, color, religion, sex .
http://www.cashcallmortgage.com/Disclosures.aspx

Wells Fargo Begins Openly Giving Illegal Aliens Home Loans In ...
It's the American dream -- buying a home for your family. . Wells Fargo is first major California lender to offer home loans to illegal immigrants, 10News reported.
http://www.diggersrealm.com/mt/archives/001529.html

OCC: Fair Lending
Race or color; National origin; Religion; Sex; Familial status; Handicap . may have a policy of not making single family home loans for less than $60000. . Illegal disparate treatment occurs when a lender bases its lending decision on one or .
http://www.occ.treas.gov/topics/consumer-protection/fair-lending/index-fair-lending.html

What Mortgage Lenders Can and Can't Ask Under Federal Law
When going through the application process for a home loan, your mortgage lender . But some of the questions they ask may take you aback, while others are downright illegal. . Are You Planning a Family? . Select --, Alabama, Alaska , Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia .
http://library.hsh.com/articles/government-programs/what-mortgage-lenders-can-and-cant-ask-under-federal-law

The Housing Market and Illegal Aliens
Mortgage lenders saw no harm in granting mortgage loans to illegal aliens and other “subprime” . “Often, family members pool resources to afford the county's pricey market. With . California under a pilot program since September, [2004].
http://www.englishfirstfoundation.org/pdf/illegals_mortgage_brief.pdf

CLSEPA - Programs and Services
Non-Profit Housing Association of Northern California . Anti-Predatory Lending and Home Mortgage Foreclosure Program . Deceptive and illegal loans threaten the well being of low-income and minority families, elders and communities.
http://www.clsepa.org/ProgramsAndServices.html

Yield Spread Premium / Mortgage Brokers Commission / Illegal ...
Select Your State, Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut . Single Family, Multi Family, Town House, Condo, Mobile Home . This is one way mortgage brokers receive more money for each loan. . Some interest groups call them "illegal kickbacks" stating yield spread premium is a referral .
http://www.erate.com/yield_spread_premium.htm

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Wells Fargo Mortgage Fraud
If the false valuation was not assigned to my home then the mortgage loan could not . a fraudulent loan, illegally foreclosing our home, and falsifying IRS tax forms. . Faces of Foreclosure: Family won't give up - The evidence is piling. . AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA .
http://www.wellsfargomortgagefraud.com/

Mortgage Fraud Blog - Loan Mod Companies Taken Down for Illegal ...
Aug 11, 2011 . Previous: « Loan Mod Firm Charged for Scam. . as much as $1000 to $4000 per family, and fell farther behind on mortgage payments. . both of Temecula, Calif., and Michael Wayman, Menifee Calif., were ordered to each .
http://mortgagefraudblog.com/perp-walk/item/14372-loan-mod-companies-taken-down-for-illegal-practices

See it coming
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Mortgage Servicing Fraud
More Servicing Horror Stories: Couple Paying Off Loan Almost Forced Into Foreclosure . Bank of America is publicly cooing that they are trying to keep families in . The property will be returned to the rightful owners -- those who were illegally kicked out of their houses. . THE REPORT: FORECLOSURE IN CALIFORNIA .
http://msfraud.org/

HUD MOVES TO PROTECT FAMILIES FROM ILLEGAL MORTGAGE ...
Mar 26, 2010 . "American families shouldn't be overcharged for mortgage services and HUD will . for retail loans to buyers in land/home combination transactions. . HUD investigated First American of Santa Ana, California, certain of its .
http://archives.hud.gov/news/2001/pr01-118.cfm

Mortgage scams persist despite state crackdown | California Watch
Oct 21, 2011 . Last year, California Watch reported that George Bolanos was targeting Latino homeowners in Southern California with offers to help avoid foreclosure for an illegal advance . on Spanish-language radio and sometimes refused to give his last . Prado is working with yet another company to try to get a loan .
http://californiawatch.org/dailyreport/mortgage-scams-persist-despite-state-crackdown-13184

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The Home Valuation Code of Conduct (New Appraisal Standards ...
Apr 1, 2012. evidence of the appraiser's illegal conduct, a violation of the Uniform Standards . Because The Mortgage Loan Market Controls the Real Estate Market, . ("the Code") for all conventional, single-family loans originated on or after May . in over 1000 loans in every county in California, and quite a few in .
http://www.searchlightcrusade.net/2012/04/the_home_valuation_code_of_con_1.html



On this case, it is funny the guy doesn't look like he could spell mortgage nevermind do one?
Clarity is 100% right on!
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Referrals and Kickbacks in the Real Estate and Mortgage Industry
Feb 23, 2012 . Illegal Mortgage and Real Estate Fees The one that bothers me a lot is the practice of paying referral fees to unlicensed people (friends, co-workers, family members, etc). . real estate brokers or agents a commission for referring a loan. . California Real Estate, citing RESPA, concludes, “The Act does not .
http://dailyproperties.com/illegalreal-estate-fee-mortgage-industry-resp/

BofA/Countrywide Sued for Illegal Foreclosures Practices for $500M
The California legislature passed Senate Bill 1137 (known as Code of Civil . trained by BofA employees to monitor specific borrower's mortgage loans i.e. Loans that . My sincere apologies to ALL families who have suffered any hardship .
http://obamasavemyhome.com/?p=146

What do you dream up of Mortgage Loans Being Issued To Illegal ...
Any down fee they had for a mortgage loan should be seized as illegally earn money and . A 25-year veteran of the mortgage industry in California . Does anyone know of any programs to relief low income family gain a mortgage loan?
http://www.qeok.com/mortgage-loans/mortgage-loans-3064.html

What about the story with the face tattoo?

That guy looks honest and upstanding, not the type you think would bash your head in for $5!

Jay,

Great commentary, the Catholics get caught, the hebrews don't!
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The Legal Problem of MERS and Mortgages: Could 62 Million ...
Aug 18, 2010 . The latest of these court decisions came down in California on May . when trading residential and commercial mortgage loans. . illegally impede homeowners' restructuring debts, and discovery of the actual owners of mortgage notes. . I lost my job of 15 yrs just after buying my family dream home, i put .
http://www.yesmagazine.org/new-economy/homeowners-rebellion-could-62-million-homes-be-foreclosure-proof

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6 big consequences of foreclosure - MSN Real Estate
But what happens to the thousands of families after their personal financial disaster is added to the mounting national count . insured FHA loan, says Jerry DuPaw Jr., a mortgage loan officer in McHenry, Ill . I recently foreclosed on my home in California. . If necessary, they report all illegal activity to the proper authorities.
http://realestate.msn.com/article.aspx?cp-documentid=13107768


Defenses to Foreclosure | Nolo.com
The Terms of the Mortgage Are Unconscionable . was pressured to agree to a loan that he obviously couldn't repay, was not represented by an attorney, and .
http://www.nolo.com/legal-encyclopedia/defenses-foreclosure-29937.html


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Mortgage Rejection – Help For a Denied Mortgage Loan Application
This is an easy-to-read article about what you can do if your mortgage is rejected. . You also need to make sure that the appraiser didn't use any illegal standards like the racial composition of the neighborhood or . California Loan Modification 2 years ago . kindness upon my family life, I never knew that there is still nice .
http://mroconnell.hubpages.com/hub/mortgage-rejection

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Georgia Department of Banking and Finance Orders Six Illegal - Loans
Apr 29, 2010 . National Foreclosure Relief: FTC Puts Mortgage Foreclosure “Rescue” . to Bolster Rural Housing Loan Program, Help Families Access Credit ? . I was born and raised in Southern California and currently reside in Carlsbad .
http://www.loansafe.org/georgia-department-of-finance-orders-six-illegal-mortgage-firms-to-cease-and-desist

Illinois Attorney General - MADIGAN CONDUCTS MORTGAGE ...
Sep 27, 2011 . MADIGAN CONDUCTS MORTGAGE FRAUD SWEEP, FILES FOUR LAWSUITS . mortgage rescue or loan modification schemes that illegally charged . These operators are scamming families out of thousands of dollars and . a California attorney who offered an Illinois customer an unsolicited mortgage.
http://www.illinoisattorneygeneral.gov/pressroom/2011_09/20110927.html

Wells Fargo Illegally Pushed Borrowers Into Subprime Mortgages ...
Jul 20, 2011 . The bank, the largest U.S. mortgage lender, agreed to pay $85 million to . CA Canada . out subprime loans to determine whether they were illegally steered into . Tony Marohn's Family Claims Coca-Cola Stock Certificate.
http://www.huffingtonpost.com/2011/07/20/wells-fargo-subprime-fraud_n_905198.html


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